Wednesday, October 13, 2021While home insurance gives you peace of mind in case of an emergency, filing a claim requires quite a lot of specific information. Organizing your information and preparing for the process ahead of time simplifies the claim process and reduces stress after a natural disaster or break-in. READ MORE >>
Friday, July 16, 2021Homeowners insurance can prove to be an excellent deal for you and your family. For a relatively small cost, your insurance provider is there to make things better should an unexpected tragedy strike and there is damage to your home. READ MORE >>
Wednesday, June 23, 2021What starts out as a small fire might wind up developing into a blaze that engulfs your home (and destroys it). A spark in your electrical system, poor wiring in your oven, a candle left burning unattended, machinery or solvents in your garage—they could all be perfect triggers for devastating property damage. READ MORE >>
Tuesday, May 11, 2021Having homeowners insurance on your property is essential to your own security. After all, it helps you both maintain your property and protect your finances in case of hazardous accidents. However, in order to perform optimally, your policy must be tailored to your property, specifically. READ MORE >>
Monday, March 29, 2021When determining your home insurance premiums, insurers will gauge how much of a risk you are to invest in. If your chances of filing a claim are much higher than those of the average homeowner, then you are likely to pay a much higher premium overall. On one hand, insurers use very different formulas to measure risks posed by clients. READ MORE >>
Wednesday, November 6, 2019 The idea of having your income garnished owing to an outstanding debt is a frightening prospect. However, you shouldn't have anything to worry about when it comes to home insurance payouts resulting from a claim. How Garnishment Works Garnishment typically only applies to regular income, such as your paycheck from work. READ MORE >>
Thursday, August 29, 2019Here are the top five things policyholders need to understand about insurance and hurricanes: Hurricane deductibles: Most homeowners’ insurance policies contain specific provisions related to damage caused by hurricanes, and a key feature is often higher deductibles for losses resulting from a hurricane. READ MORE >>
Monday, July 15, 2019You may know that your home’s taxes and mortgage interest are often a tax deduction. What about home insurance, then? Though you may think it is a deduction, in most cases it is not. As you consider this, then, think about a few ways that your home insurance is actually able to save you money. READ MORE >>
Monday, April 22, 2019The chimney on your home is a structural component of it. Many people do not think much about it until they learn of a roof leak. Like with other structures, normal wear and tear can create damage to your chimney. This warrants repair. The question of whether home insurance covers it depends on various factors. READ MORE >>
Friday, April 5, 2019 Because along with sun, sand and beaches - there are a lot of lawsuits filed in our Sunny State. Even a small incident can go sideways and could result in a threatening letter in the mail demanding more than your auto or homeowners liability limits. READ MORE >>
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