Monday, March 29, 2021When determining your home insurance premiums, insurers will gauge how much of a risk you are to invest in. If your chances of filing a claim are much higher than those of the average homeowner, then you are likely to pay a much higher premium overall. On one hand, insurers use very different formulas to measure risks posed by clients. READ MORE >>
Wednesday, November 6, 2019 The idea of having your income garnished owing to an outstanding debt is a frightening prospect. However, you shouldn't have anything to worry about when it comes to home insurance payouts resulting from a claim. How Garnishment Works Garnishment typically only applies to regular income, such as your paycheck from work. READ MORE >>
Thursday, August 29, 2019Here are the top five things policyholders need to understand about insurance and hurricanes: Hurricane deductibles: Most homeowners’ insurance policies contain specific provisions related to damage caused by hurricanes, and a key feature is often higher deductibles for losses resulting from a hurricane. READ MORE >>
Monday, July 15, 2019You may know that your home’s taxes and mortgage interest are often a tax deduction. What about home insurance, then? Though you may think it is a deduction, in most cases it is not. As you consider this, then, think about a few ways that your home insurance is actually able to save you money. READ MORE >>
Monday, April 22, 2019The chimney on your home is a structural component of it. Many people do not think much about it until they learn of a roof leak. Like with other structures, normal wear and tear can create damage to your chimney. This warrants repair. The question of whether home insurance covers it depends on various factors. READ MORE >>
Friday, April 5, 2019 Because along with sun, sand and beaches - there are a lot of lawsuits filed in our Sunny State. Even a small incident can go sideways and could result in a threatening letter in the mail demanding more than your auto or homeowners liability limits. READ MORE >>
Friday, December 21, 2018Many people find themselves with a vehicle they value but do not use. It could be a classic car. It may be a vehicle you do not use during the winter months. No matter the use, proper storage matters. For those storing it in a garage, understanding coverage limitations is important. READ MORE >>
Monday, November 26, 2018Each home you own is valuable. As a result, each property should have home insurance for it. Buying a second home can be a fantastic investment, especially if it is for a vacation home. But, each property has its own risks and needs homeowners insurance coverage based on how you use it. READ MORE >>
Wednesday, October 4, 2017Because of all the traumatic pictures we have witnessed after Harvey, Irma and Maria, flood insurance is a hot topic of discussion. And now a flood map change is going into effect in October 2017 for Palm Beach County. Preliminary reports show approximately 100,000 properties will be reclassified. READ MORE >>
Tuesday, September 19, 2017We are thankful that Hurricane Irma has passed and that the storm did not cause the kind of damage to the state of Florida that we had anticipated. We hope all of you and your families are safe and sound and that our clients, their families and businesses are, as well. READ MORE >>
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