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Cypress Insurance Group Blog: florida

View the latest blog posts from Cypress Insurance Group.

The idea of having your income garnished owing to an outstanding debt is a frightening prospect. However, you shouldn't have anything to worry about when it comes to home insurance payouts resulting from a claim. How Garnishment Works Garnishment typically only applies to regular income, such as your paycheck from work. READ MORE >>

A speeding ticket can be a costly fine. It also can impact your auto insurance rates. In most cases, your auto insurance provider will know that you were speeding. In some cases, it may not cause any real difference in your insurance rates. In others, it can because it is a form of reckless driving. READ MORE >>

Owning a Limited Liability Corporation or LLC allows you some protection between your personal assets and the company’s assets. Yet, it remains important to maintain quality business insurance. No matter what type of business you own, having the right type and amount of coverage is critical. READ MORE >>

For those who are licensed foreign drivers, it is possible to drive in the United States when you visit. To do this, you need to have proper auto insurance in place. U.S. laws require drivers to carry at least liability insurance. This coverage protects other drivers you may cause damage to while operating a vehicle. READ MORE >>

Many people find themselves with a vehicle they value but do not use. It could be a classic car. It may be a vehicle you do not use during the winter months. No matter the use, proper storage matters. For those storing it in a garage, understanding coverage limitations is important. READ MORE >>

Each home you own is valuable. As a result, each property should have home insurance for it. Buying a second home can be a fantastic investment, especially if it is for a vacation home. But, each property has its own risks and needs homeowners insurance coverage based on how you use it. READ MORE >>

As a sole proprietor, you work very hard to build and maintain your business. It goes without saying you want to protect it. Yet, you may not have enough business insurance. A survey from McKinsey & Co. looked at the rates of coverage in 2016. It found that about 40 percent of small business owners do not have enough insurance. READ MORE >>

When was the last time you updated your business insurance? It is very common for companies to think about their coverage for liability. But updating your policy to reflect your current property is also important. All small businesses need to take into consideration an annual review of their property insurance. READ MORE >>

If you’re a homeowner in Florida relying on flood zone maps to decide whether to buy flood insurance, you may want to check your driver's license instead. If it says Florida, you need flood insurance. According to Roy Wright, who oversees the FEMA National Flood Insurance Program, 60% of the Hurricane Harvey flood losses in Texas came from low-to-moderate flood zones. READ MORE >>

THANK YOU! MinistrySafe did a great job presenting a Skillful Screening Seminar this past Tuesday at First Baptist of Ft. Lauderdale.  Over 100 people attended the workshop where Dr. Kimberly Love discussed a more effective screening process for all of the employees and volunteers that are in contact with our children. READ MORE >>

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