Call Us 954.771.0300 ☰ ˟
Call 954.771.0300
Logo
  • Home
  • Get a Quote
    • Automobile
    • BusinessImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Workers Compensation Quote
    • Church
    • Flood
    • Insurance
    • Non-Profit
    • Other
    • Renters
    • Watercraft
    • Windstorm
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto PolicyImage of right arrow
        • Send Declaration and Coverages Information to Lien Holder
    • BusinessImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Homeowners
    • Insurance
    • Other
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Important Files
    • Insurance Glossary
  • About Us
    • Contact Us
    • About Cypress Insurance Group
    • Location Map
    • Employee Directory
    • Supported Charities
    • Customer Testimonials
    • Privacy Policy
  • Certificate of Insurance
Home > Blog > Business Insurance for an Office-Based Business
MONDAY, MARCH 25, 2019

Business Insurance for an Office-Based Business

Office workersRunning an office means managing a group of people. It also means maintaining the safety and security of the space. You may spend time ensuring the equipment is running right, too. All of this presents risks to a company. Business insurance helps minimize those risks. Though an office space may seem like a very safe place to work, these risks can put you out of business. Here is how to insure your property to avoid this.

Protect Your Company’s Assets First

At the heart of the process is protecting the assets your business owns. If you own the building you operate in, property insurance is essential. It may help protect against risks such as fires and vandalism. You also need to protect the assets within your business. This includes equipment, inventory, and furnishings.

Work with your insurance agent to ensure your coverage is enough to minimize risks for all aspects of your property. This should include any material stored in outbuildings and any records.

Minimize Liability Risks

Every business, even an office business, has to worry about liability. Even if you are a business-to-business organization, someone can walk in, trip, hit their head, and file a claim against your company. Liability is the tool to prevent your company from having to pay for these losses. Many companies need liability insurance of $100,000 to $1,000,000 depending on their industry.

Protecting Your Employees in Their Cars

Do your employees go from one appointment to the next on business time? They may use your company cars to do so. Having commercial auto insurance may be necessary here. If your employees use their own cars, you may or may not need to insure them, depending on the frequency of use.

Workers’ Compensation Claims Are Essential

Many states require companies to carry workers’ compensation insurance. Even if you have a small office team that seems pretty safe, having coverage is vital. Tedious tasks and repetitive motion are the highest risks associated with on-the-job injuries in an office.

Other Types of Business Insurance

Depending on your company’s operations, you may need additional types of protections. This may include:

  • Business interruption insurance in case you cannot operate in your place of business for some time
  • Product liability insurance if you manufacture or distribute any type of product
  • Professional liability insurance if you provide consulting or expert-level advice to others

Work with your Fort Lauderdale business insurance agent carefully. Describe the type of work you do, who works for you, and the type of risks your company faces. A comprehensive business owners policy keeps your company running.

Posted 6:21 PM

Tags: insurance, business insurance, commercial insurance, office insurance, fort lauderdale
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017

  • insurance(39)
  • fort lauderdale(22)
  • florida(16)
  • home insurance(14)
  • auto insurance(14)
  • commercial insurance(11)
  • business owners(10)
  • business insurance(8)
  • cypress community(6)
  • homeowners(5)
  • flood insurance(4)
  • abuse prevention system(3)
  • hurricane(3)
  • collision insurance(2)
  • workshop(2)
  • claims(2)
  • workers compensation insurance(2)
  • liability insurance(2)
  • charity(2)
  • church(2)
  • skillful screening seminar(2)
  • contractors(2)
  • security(2)
  • small business(2)
  • comprehensive coverage(2)
  • taxes(2)
  • tort or no fault?(1)
  • auto(1)
  • loss of income protection(1)
  • moving violations(1)
  • child abuse(1)
  • vacation home(1)
  • uber(1)
  • llc(1)
  • key employee insurance(1)
  • umbrella insurance(1)
  • home(1)
  • sole proprietor(1)
  • back to school(1)
  • childrens activities(1)
  • hurricane irma(1)
  • claims assistance(1)
  • new cars(1)
  • car insurance(1)
  • new business(1)
  • car accidents(1)
  • speeding tickets(1)
  • foreign driver(1)
  • pay per mile(1)
  • fireplace hazards(1)

View Mobile Version
Logo
Logo
Quick Links
Home Our Products Customer Service Payment Options Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us
Location
800 Corporate Dr
Suite 220
Fort Lauderdale, FL 33334

Phone: 954.771.0300
Facebook Twitter LinkedIn Google
© Copyright. All rights reserved.
Powered by Insurance Website Builder