You know that it’s a good idea not to speed, weave or follow other cars to closely. After all, the more reckless a driver you are, the higher your chances of having a wreck and filing a costly auto insurance claim. Of course, there are the obvious safety steps that every driver should follow, such as obeying the speed limit, wearing a seat belt and following the rules of the road.
Still, there are a lot of practical safety steps that might not seem obvious but could still prove very helpful when you are trying to avoid accidents. Here are a few worth keeping in mind if you want to keep your record clean and your auto insurance affordable:
1. Music matters.
A study conducted in Israel tested a group of drivers and found that the safest were those who drove without any music. 
The heart rates of drivers who listened to no music would fluctuate according only to what was on the road. However, drivers who listened to fast music would experience heart rate fluctuations based on the music, too. By contrast, those drivers who listened to calm music maintained a calm heart rate but had a slower response time. And, those drivers who listened to fast-paced music were more likely to speed through stop lights.
A good rule of thumb here is to avoid music, if possible. If that’s not feasible, try and avoid listening to distracting music.
2. Watch for others’ headlights.
Drivers often try to help out others. For example, if you see multiple flashes from an oncoming truck, that means there’s hazard ahead. Two flashes means there’s speed trap up the road, and flashing hazard lights mean that the highway traffic is coming to a sudden stop up ahead.
3. Use your headlights on overcast days.
You might have noticed that on overcast days, colors tend to blend together. But when your headlights are illuminated, you can better make out what’s ahead of you. Greater visibility means fewer accidents. In fact, many states require drivers to use their headlights during periods of rain or other precipitation.
4. Keep your car out of your rearview mirrors.
You get a broader picture of the road when you tilt your mirrors so that you're not just looking at your own car. Therefore, the vision in your line of sight should be more than just the side of
5. Stick to right turns.
UPS drivers have fewer accidents and make faster deliveries because they almost never make left turns. That sounds impractical, but it works. Think about it: How many times have you been stuck in traffic because you were waiting for a left turn? How many near-misses have you experienced while cutting across traffic to the left? If you can plan your route to make right turns than left turns, you'll get there quicker, and you'll get there safer.