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Florida ranks highest among 18 hurricane-region states for building codes and their enforcement, the Insurance Institute for Business & Home Safety says. The state got 95...
If the language of your auto insurance policy makes it difficult for you to understand precisely what it says, you are not alone.  A recent survey showed that 36% of drivers...
On May 1, the new and improved Saffir-Simpson Hurricane Wind Scale will debut, just in time for the start of the 2012 hurricane season which begins on June 1. The change to the...
What you do at the scene of an accident can greatly facilitate how smoothly the claim is handled. Click on this video  to learn how to follow five steps after an accident...
The worst possible time to find out your home is under-insured is in the aftermath of a loss.  The many natural catastrophes this year, such as fires, tornados, hurricanes,...
The Insurance Institute for Business and Home Safety (IBHS) has some timely suggestions for those of you who travel and must leave your home or business unoccupied. "Property...
It is important to take time to inspect your home to prevent potential losses.  Here is a Honey-Do list that will help keep your house it top form: Inspect hoses, pipes and...
Cyber crime is on the rise and you need to ensure that your business data is secure. If you are a small business, you can be especially at risk since you might not have the...
The Holidays can be a very dangerous place during the holidays - so here are some safety tips to keep your holidays risk free:Break down boxes - especially for expensive...
Our last tip dealt with safety while shopping.  Today’s tip deals with safety in the car.  Lock all doors and windows when leaving the carBrings gifts into the house...
During the holiday season, unfortunately there are stories about how a "Grinch" stole someone's gifts from their car or from under a Christmas Tree.  We are going to post a...
Here is our second post regarding ""Protecting Your House from Mold" and reducing humidity in your home. Keep the humidity level in your home between 30% to 60% by using air...
Here in Florida mold is a big problem for homeowners. To assist you in keeping your home mold-free, we will provide a series of tips over the next couple of weeks that will help...
Which cars are more likely to be stolen? The National Insurance Crime Bureau, while stating that the number of stolen cars in 2010 was the lowest since 1967, says the top ten by...
Yes. The Volunteer Protection Act, passed by Congress in 1997, provides liability protection for harm a volunteer may cause as long as:He or she was acting in the scope of...
With the increase in natural disasters over the past months it becomes increasingly important for all of us to determine what we would do in the case of a flood, an earthquake, a...
Now is a good time to get your jewelry reappraised, since the price of gold, silver, and platinum are all on the increase.  Updating your appraisal is the first step to...
Myth #1: Any remodel is a good one.Some people think that any improvement is a good one, but not all home improvements are created equal. For example, the homeowner of the room at...
Your homeowners insurance policy is meant to provide financial reimbursement in the event of an unforeseen loss. Consider your deductible the threshold of which you are willing to...
It's true that on average, about 14% of drivers are without insurance, a percentage that has remained about the same over the past five years.  The economic downturn has...
It has been a busy year for natural disasters:  the Japanese earthquake and its following tsunami, tornados in the southern US, and  record-breaking rain...
While there is nothing like cooking outdoors, it comes with additional risks. Make sure you are taking the proper safety precautions.Among the most obvious are grill cleanliness,...
A combination of shutter types can be used to protect a home against hurricane winds.  Among the questions to consider are: That is your price range?  Will you be...
 Among the important items to protect during a storm are your documents. Have a reliable system for storing important documents even without the threat of a hurricane. If...
The answer is a resounding YES!  If you have not had a Wind Mitigation Inspection done at your home, you are most likely paying too much for your homeowners insurance policy...
More than 80% of frauds are committed by employees in accounting, operations, sales, customer service, purchasing or upper management positions.The Association of Certified...
Everyone benefits when worker's compensation incidents are reported quickly.Most states impose either penalties or fines on employers or insurance carriers when a claim is not...
  What happens when your primary commercial insurance policies don’t fully cover a loss? Here’s where commercial umbrellas insurance (called “excess liability”) comes into...
The amount of insurance coverage you should have on your home has never been more confusing. It used to be simple to figure "market value". You knew how much you paid for the...
As a business model, insuring Italian drivers is not exactly an attractive business. About one Italian car in 12 is involved in a claim each year. That is in comparison to only...
Are you losing revenues because of fraud?  U.S. businesses lose 7% of their annual revenues to fraud. In addition to being robbed of cash, it seems that some employees...
It is a rare business these days that doesn't use the Internet or have a web site. Our video, under our Business Insurance Playerbox, presents a quick overview of what cyber-...
One question we get asked a lot is: "Doesn't my Homeowners policy cover flood damage?"The answer is definitely "No".  We have a featured video inr our HomeOwner Video...
This statistic from Jury Verdict Research highlights the need for "umbrella" liability limits significantly higher than standard policy offerings. Here are some samples of recent...
At this time of year, jewelry is a wonderful gift to receive. But, don't forget to give us a call to add this to your insurance policy or discuss the purchase of a jewelry policy...
Here are some practical ideas on how NOT to have your auto stolen.   Close all windows, lock all doors and take the keys with you. Never hide a second set of...
Don't forget that flooding can occur with heavy rains. Now is the time to give us a call about your Flood Insurance needs. Click on Live Chat and someone will be happy to assist...
According to a National Fire Protection Association study, there are approximately 400,000 house fires each year in the United States, which account for 75 percent of all...
Cypress Insurance with offices in Fort Lauderdale has a new look and new interactive technology to better service their clients. Their website, www.cypressinsurance.com, allows...