Below are some related homeowner, auto, and other related insurance articles.

Florida Passes Bill Giving Insurance Firms Credit for School Vouchers
A bill to strengthen a private school voucher program for children from low-income families is going to Florida Gov. Charlie Crist. The measure would give insurance companies dollar-for-dollar credits against premium taxes for donations made to the program. Read more about the Florida bill giving insurance firms credit for school vouchers.

Florida Domestic Insurers Have Backup Plans If State Hurricane Funds Slow
Most of Florida's smaller domestic property insurers have initiated backup financing plans in the event the state-backed hurricane fund can't meet its obligations right after a major storm hits. According to an actuary whose firm is reviewing 59 of the state's domestic property insurers, the majority of them have developed contingency plans to pay claims until the Florida Hurricane Catastrophe Fund (FHCF) can obtain the funding it needs after a big storm to pay their reinsurance claims. Read more about the Florida domestic insurers backup plan.

Florida Gov. Crist to Sign Property Insurance Rate Hike Bill
Florida Gov. Charlie Crist says he'll sign legislation that increases property insurance rates by 10 percent on more than 1 million customers of the state-backed Citizens Property Insurance Corp. Crist said that stabilizing the marketplace by helping Citizens reach actuarial soundness offsets the rate hike. Read more about Gov. Crist signing the property insurance rate hike bill.

Shift in S. Fla. 'Line of Demarcation' Could Reduce Homeowners Insurance Rates
South Florida homeowners with properties located in a strip of land east of I-95 could have their policies reduced if a proposal is implemented to shift the line of demarcation as far east as U.S. Highway 1, or even A1A, which often runs within a few hundred feed of the Atlantic Ocean. Read More about South Florida Homeowner's Insurance

Nearly 70% of Katrina Homeowner Claims Settled in Louisiana, Mississippi
The I.I.I. estimated that more than 732,000 homeowners insurance claims have been settled in the two states, totaling $11.4 billion, as of Jan. 24. Homeowners insurers ultimately expect to pay more than one million homeowners claims totaling $16.4 billion. Read more about Hurrican effects on Homeowners

The Cost of Homeowner's Insurance
The record-setting season of hurricanes Katrina, Rita and Wilma and its industry-shaking consequences offer a window on the murky world of insurance pricing -- where regulation, markets, litigation and politics all play a hand in a process that occurs out of sight of most consumers.

Florida Insurance Commissioner and Allstate Resolve Pending Litigation
Florida Insurance Commissioner Kevin McCarty announced that the Office of Insurance Regulation reached a limited agreement with the Allstate Companies. This agreement settles the pending matters, which means the hearing at the Division of Administrative Hearings that had been set to begin Sept. 15 is canceled. Read More on Allstate Insurance

Hurricane Fay Insurance: Hurricane Deductible Does Not Apply
An advisory was issued to remind Florida consumers and authorized insurers that the hurricane deductible of their homeowner's policy does not apply at this time -- because the National Hurricane Center has not upgraded Tropical Storm Fay to a hurricane. The hurricane deductible only applies when property damage results from a named hurricane. Consumers should review their policies and contact their agent if they have any questions. More on Hurricane Insurance

What you need to know about Florida Auto Insurance
If you register a vehicle in Florida, then auto insurance is mandatory. The minimum requirements are $10,000 coverage for property damage liability and a further $10,000 coverage for personal injury protection. These amounts can of course be increased with a corresponding rise in premiums. Even if your vehicle is kept off the road for an extended period you must have a Florida policy unless you surrender your Florida registration. Read More on Florida Auto Insurance