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The Holidays can be a very dangerous place during the holidays - so here are some safety tips to keep your holidays risk free:

  • Break down boxes - especially for expensive electronics - discard in non-clear trash bags
  • Keep gifts hidden fromview at outside windows
  • Lock all doors and windows even when leaving the home for as short period of time
  • Leave spare keys with a neighbor rthan than hiding them outside
  • Indoor and outdoor lights on automatic timer should be used whenever possible
  • When you're away from your home, have a neighbor or friend watch your house and pick up newspapers or mail
  • Beware of strangers at your door.  Criminals can pose as couriers delivering gifts or be soliciting donations for fake charitable causes.  Ask for identification or information about a charity
  • Many renters have no insurance to cover their personal belongings in case of fire or theft.  Renters policies should be reviewed to ensure adequate coverage limits
  • Valuable gifts such as jewelry, antiques, and collectibles may have limited or no coverage under a standard homeowner's policy.  It is often necessary to  purchase an "endorsement" or seperate coverage for these items
  • Consider insuring your personal property on the same replacement cost basis as your home
  • If you purchased a puppy or kitten, they are most likely not covered by your homeowners policy and you might want to consider pet insurance while they are young
  • And finally, take a home inventory after the holiday to make sure that any new items in the home are property insured.

These tips provided by Trusted Choice.