The Holidays can be a very dangerous place during the holidays - so here are some safety tips to keep your holidays risk free:
- Break down boxes - especially for expensive electronics - discard in non-clear trash bags
- Keep gifts hidden fromview at outside windows
- Lock all doors and windows even when leaving the home for as short period of time
- Leave spare keys with a neighbor rthan than hiding them outside
- Indoor and outdoor lights on automatic timer should be used whenever possible
- When you're away from your home, have a neighbor or friend watch your house and pick up newspapers or mail
- Beware
of strangers at your door. Criminals can pose as couriers delivering
gifts or be soliciting donations for fake charitable causes. Ask for
identification or information about a charity
- Many renters have no insurance to cover their personal belongings in case of fire or theft. Renters policies should be reviewed to ensure adequate coverage limits
- Valuable gifts such as jewelry, antiques,
and collectibles may have limited or no coverage under a standard
homeowner's policy. It is often necessary to purchase an "endorsement"
or seperate coverage for these items
- Consider insuring your personal property on the same replacement cost basis as your home
- If
you purchased a puppy or kitten, they are most likely not covered by
your homeowners policy and you might want to consider pet insurance
while they are young
- And finally, take a home inventory after the holiday to make sure that any new items in the home are property insured.
These tips provided by Trusted Choice.